Using this form to transfer your benefits will not change the Fund to which your employer pays your contributions and may close the account you are transferring your benefits FROM.

If you wish to change the Fund into which your contributions are being paid, you will need to speak to your employer about Choice. For the appropriate forms and information about whether you are eligible to choose the Fund to which your employer contributions are made, visit www.superchoice.gov.au or call the Australian Taxation Office on 13 10 20.

This transfer may close your account (you will need to check this with your FROM fund).

This form can NOT be used to:

• Transfer part of the balance of your superannuation benefits;
• Transfer benefits if you don't know where your superannuation is;
• Change the Fund to which your employer pays contributions on your behalf;
• Open a superannuation account or
• Transfer benefits under certain conditions or circumstances, for example if there is a superannuation agreement under the Family Law Act 1975 in place.

When you transfer your superannuation, your entitlements under that Fund may cease. You need to consider all relevant information before you make a decision to transfer your superannuation. If you ask for information, your superannuation provider must give it to you. Some of the points you may consider are:

Fees – your FROM fund must give you information about any exit or withdrawals fees. If you are not aware of the fees that may apply, you should contact your Fund for further information before completing this form. The fees could include administration fees as well as exit or withdrawal fees. You TO fund may also charge entry or deposit fees on transfer. Differences in fees Funds charge can have a significant effect on what you will have to retire n. For example, a 1% increase in fees may significantly reduce your final benefit.

Death and disability benefits – your FROM fund may insure you against death, illness or an accident which leaves you unable to return to work. If you choose to leave your current Fund, you may lose any insurance entitlements you have. Other Funds may not offer insurance, or may require you to pass a medical examination before they cover you. When considering a new Fund, you may wish to check the costs and amount of any cover offered. Please refer to the PDS as you may be able to transfer your existing cover to the Fund.

You are not obligated to provide your TFN to your superannuation fund,. However, if you do not provide your TFN, your funds may be taxed at the highest marginal tax rate plus the Medicare Levy on contributions made to your account in the year, compared to the concessional tax rate of 15%. Your Fund may deduct this additional tax from your account.

If your superannuation fund does not have your TFN, you will not be able to make personal contributions to your superannuation account. Choosing to quote your TFN will also make it easier to keep track of your superannuation in the future.

In the superannuation Industry (Supervision) Act 1993, your superannuation Fund is authorised to collect your TFN, which will only be used for lawful purposes. These purposes may change in the future as a result of legislative change. The TFN may be disclosed to another superannuation provider, when your benefits are being transferred, unless you request in writing that your TFN is not to be disclosed to any other Trustee.

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Temporary Residents

From 1 April 2009 members who are, or have been a temporary resident, are generally restricted in the manner in which they can access their superannuation.

The ATO will periodically issue temporary resident reports to superannuation funds who are required to transfer all amounts held in those member's accounts, to the ATO. If required, the Trustee will transfer any unclaimed superannuation of temporary resident's to the ATO.
Under relief granted by ASIC, exit statements are not required to be sent to the members advising that their account has been transferred to the ATO. WALGSP will be relying on this relief.

If a temporary resident subsequently contacts the fund, information about the payment to the ATO will be provided. Please note that any temporary resident has the right to contact the ATO and make an application to it requesting payment of any transferred unclaimed superannuation.