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Financial planning services
We all plan things such as holidays, weekends, and get-togethers with family and friends. We keep an eye on our health by visiting our doctor and dentist. Yet how much planning and forward thinking do we provide for our savings? We work hard for our money and we should make sure that it works hard for us. Financial planning is all about getting the most out of our money. We can look at financial planning for retirement to suit your situation. We look at how to get the best income, how to minimise tax and, when appropriate, how to maximise social security entitlements. We look at how to do all this and yet ensure that you can sleep at night because you don't have to worry .
Why do I get financial planning advice without cost?
Some superannuation schemes or funds are simply a place where your money is parked until you retire. Sure, the investment strategies may provide growth, but often, members are not provided with the financial services and advice they need to make the most of their investments during their working lives.
Our overriding mission is to deliver excellent service to all our members. As part of this committment, we employ fully qualified and experienced financial planners to provide high quality financial advice at no extra cost for members. Our staff are salaried employees and do not receive commissions.
Four easy steps to planning a secure future in retirement .
Step 1 - Assess.
Everyone is different and their family and circumstances are different. This is why the first step of financial planning is to actually meet with your planner and talk over your situation. This process will involve collecting information about you and your financial situation including superannuation. This is an opportunity to discuss your needs and objectives and develop an understanding of your investment risk profile, the different investment options available and the characteristics of the different asset classes. During this meeting your financial planner will also talk to you about your estate planning arrangements, discuss investment strategies and explain the benefits and possible risks involved, to ensure that you understand them.
Step 2 - Plan
If you are close to retirement, your planner may prepare a financial plan specifically for you, based on the information you have provided at the first meeting. This will show you how to arrange your superannuation and any other available funds, in order to provide the best possible outcome to support your desired lifestyle in retirement.
Step 3 - Implement
After you receive your financial plan you will have plenty of time to ask questions and go through it with your planner. Changes can be made - it’s your plan. Once you are comfortable with it and ready to retire, your financial planner will then assist you to complete all the necessary paperwork and make all the required arrangements.
Step 4 - Flexibility
Change is one of the certainties of life, so we will maintain contact with you throughout your retirement. We will ensure that your plan remains relevant and will make any adjustments necessary so it remains tailored just for you. Financial planning is a partnership that continues, even when you have retired. We will always be there to help.
How to make an appointment to see a financial planner.
To make an appointment to see a financial planner, call 9480 3500 (or 1800 630 524 for Country callers) . Alternatively you can email us with your details.
